Who would have thought we would have so much in common! We are both putting forth our budgets tonight. Of course I am pitching mine only to Dave but still... lol! Though I am hoping we will get back to surplus (other than our mortgage) before 2013.
Dave and I kind of go in cycles of spending, for a while we will be very aware of our money then we slide in to Mr & Mrs Spendy Pants. I think we are heading the spendy way again, so we are focussing on the budget again. Focussing on sticking to our menu plan. Focussing on saving.
I am also going to do a spend diary for the next fortnight. I am writing down every cash, eft and any bank transfer from thursday. I am hoping for a few no spend days in there too.
It so easy to spend. You see something and suddenly you can't imagine life without it. Or you see a little thing that only costs a few dollars so you get it and then you see another liitle thing that's only $4 or $5 and then your at the till forking over $20! I find this happens to me a lot when I go into Coles. I will buy stuff that I don't need plain and simple. I got to stop it!!!
BTW the federal budget doesn't really effect us in any immediate way though it may trickle our way in time.
That's my money jumble for tonight!